Yes. The better approach is to choose several sensible cars, then compare both telematics and conventional insurance for each one.
Do not let one insurance product choose the car
A black-box policy can be competitive for some new drivers, but the cheapest arrangement depends on the driver, vehicle and policy. Restricting the car search too early can produce a poor ownership choice.
Build a shortlist first
Choose cars you can afford to buy, maintain and use. then compare what it would cost to insure the exact versions under realistic annual mileage and parking arrangements.
Compare the policy as well as the premium
Look at restrictions, mileage rules, driving-score terms, excesses and cancellation charges. A slightly cheaper policy is not automatically better value.
Compare telematics and ordinary policies on the same sensible shortlist instead of letting one type of policy decide which car you buy.
Compare car insurance
Powered by Quotezone
We are an introducer appointed representative of Seopa Ltd (FCA FRN: 313860). Seopa Ltd, trading as Quotezone, provides the insurance comparison service and we receive a commission for any policies purchased, at no cost to you. We do not offer financial advice.